Whether you are an Elite borrower or you have 500 scores - Integrity is your lender! We have convenient e-signing and can close loans in as little as 3 weeks when all goes well.
Conventional Lending - Purchases and refinances with 620+ score. We offer a variety of Fannie Mae and Freddie Mac Products, Incredible rates and the lowest elite MI pricing in the country! 97% purchases, gift funds and non-occupant co-borrowers OK.
Jumbo Loans - Integrity has fantastic rates and program options for our jumbo mortgage clients
Government Lending - VA & USDA loans to 100%, FHA down to 560 scores. gift funds, non-occupant co-borrowers & streamlines.
Construction lending - Integrity is experienced in 203k rehabs, full construction loans or other construction projects. we will work closely with your builder to make it happen.
Integrity has a network of commercial lenders in place to fund your project. We can handle purchases or refinances for all types of buildings and purposes. Multi unit, multi use, Real estate investors, farms etc. We have a variety of programs from traditional SBA to hard money lenders. Full doc or stated income, great credit or no credit - we are your commercial lending solution!y
Out of the Box Lending
I'm Integrity has a knack for making loans close. We can lend on all types of properties in all types of situations.
Credit - we can do loans with as little as a 500 credit score. If you have no credit, we can build non-traditional credit and get excellent rates. If you are credit challenged, we will work with you to teach you how to repair your credit to qualify.
Income - Integrity understands that self- employed borrowers cannot always income qualify. We have programs that allow stated income or bank statements.
Property - Integrity can finance properties that other lenders will not. Manufactured homes, log homes, farm land etc.
Business Lending - if your company is purchasing a property - Integrity can lend in the name of your company.